Lifestyle - Home | 6-18 yrs

Tips To Make A Budget For Your Family

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Are you running out of money before the end of the month? Here’s what you must do – plan a family budget. It can be frustrating to find yourself struggling through the month. A budget that works for you and your family will help eliminate debt, decrease unwanted expenses and save money without constantly crunching numbers. Read this ClipBook for effective ways to help you plan a budget and free yourself from the circle of debts.

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How To Plan A Family Budget

You might hate the word budget, believing it restricts spending and forces you to live a frugal life. The truth is, a budget helps separate the needs from wants. A budget helps you spend on the right things and to save before you spend. (Income – ...

How To Create A Family Budget

‘Budget’ doesn’t have to be a dirty word. It’s just a simple plan showing what money we expect to receive and how we expect to spend it. Budgeting is a way of steering our money and staying in control. A budget’s one of the best tools for getting ...

Get Everyone Involved

Managing your money together when you’re in a serious relationship can be tricky – find out how to plan your joint finances and avoid headaches and arguments over money. How you manage your finances will depend on your attitudes to money.

Prioritise Debts

If you have several debts, you might be feeling overwhelmed. Here's how to prioritise and work out which debts to pay off first to help you save money and clear your debts faster. The consequences of not paying off some debts before others can be ...

Keep It Flexible

Families can use flexible budgets to get out of the feast-or-famine cycle. They are good for people with irregular income, such as the self-employed or those who work on commission. Traditional budgets assign a specific dollar amount to each spend...

Save Money On Household Bills

Cutting costs is easier than you think and the average household can save hundreds of pounds each year by following our tips. Don’t forget that although it can be tempting to just look for the cheapest deal, it’s best to match your utility contra...

Set Saving Goals

People who set a money savings goal save faster than those who don’t! So if you really want to get that deposit for a home, or save enough for a dream holiday, name your goal, work out how much you can save each month and get started. Then sit bac...

Invest Your Money

In most cases, the best place to launchyour journey to financial independence through investing is to decide which asset classes you want to own; the basic foundation of a portfolio management concept known as asset allocation. This is necessary b...

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